On 5 August 2026, SBI's TT buying rate for USD stands at 94.50 rupees per unit. The dollar weakened against the rupee compared to the previous card dated 2026-08-04, when the TT buying rate was 94.96.
By the numbers: On 5 August 2026, SBI’s telegraphic transfer (TT) buying rate for the US Dollar is ₹94.50 — the exact rate Rule 115 of the Income-tax Rules, 1962 (carried forward as Rule 206 under the Income-tax Act, 2025 from FY 2026-27) prescribes for converting foreign income of this specified date into rupees. Source: Income Tax Department (Rule 115, Income-tax Rules 1962 — new Rule 206 from FY 2026-27); rates from SBI’s official FOREX CARD RATES sheet of 5 August 2026.
SBI TT buying rate today — the four currencies most ITRs need (5 August 2026)
| Currency | TT Buy | INR per 1 unit | Change vs 4 August 2026 |
|---|---|---|---|
| USD | 94.50 | ₹94.50 | ▼ 0.46 |
| EUR | 108.20 | ₹108.20 | ▼ 0.3 |
| GBP | 126.30 | ₹126.30 | ▼ 0.4 |
| JPY (per 100) | 59.65 | ₹0.5965 | ▼ 0.0022 |
"The TT buying rate on the Rule 115 specified date (Rule 206 under the new Income-tax Act, 2025) — not the day you were paid, and never a Google rate — is the figure that goes into your return." — CA Juber Attar, TaxFetch e-CA Tax Expert
Today's lower TT buying rates across most major currencies mean that taxpayers converting foreign income—such as salary, dividends or freelance receipts—will record slightly fewer rupees for the same foreign-currency amount when computing taxable income. For income received during FY 2026-27, Rule 206 of the Income-tax Act, 2025 (previously Rule 115 under the Income-tax Act, 1961 for earlier years) prescribes the SBI TT buying rate on the specified date—usually the deposit or receipt date—as the conversion reference. Tracking SBI's daily rates therefore remains essential for accurate ITR reporting.
SBI FOREX card rates for 5 August 2026 — full table
All figures are from SBI’s official FOREX CARD RATES sheet (card time 9:10 AM IST). JPY is quoted per 100 units, so divide the card figure by 100 for the per-yen rate — the INR-per-1-unit column below already does this.
| Currency | TT Buy | TT Sell | Bill Buy | Bill Sell | INR per 1 unit | Day change |
|---|---|---|---|---|---|---|
| USD US Dollar | 94.50 | 95.35 | 94.43 | 95.52 | ₹94.50 | ▼ 0.46 |
| EUR Euro | 108.20 | 110.88 | 108.08 | 111.08 | ₹108.20 | ▼ 0.3 |
| GBP British Pound | 126.30 | 129.17 | 126.22 | 129.40 | ₹126.30 | ▼ 0.4 |
| JPY Japanese Yen (per 100) | 59.65 | 60.96 | 59.60 | 61.07 | ₹0.5965 | ▼ 0.0022 |
| CHF Swiss Franc | 115.60 | 119.56 | 115.50 | 119.77 | ₹115.60 | ▼ 0.2 |
| AUD Australian Dollar | 65.77 | 68.08 | 65.72 | 68.20 | ₹65.77 | ▼ 0.03 |
| CAD Canadian Dollar | 66.69 | 68.27 | 66.64 | 68.39 | ₹66.69 | ▼ 0.45 |
| SGD Singapore Dollar | 73.20 | 75.03 | 73.15 | 75.17 | ₹73.20 | ▼ 0.26 |
| AED UAE Dirham | 25.22 | 26.50 | 25.20 | 26.55 | ₹25.22 | ▼ 0.12 |
| SAR Saudi Riyal | 24.19 | 26.61 | 24.17 | 26.66 | ₹24.19 | ▼ 0.06 |
📄 Download the official SBI rate card PDF for 5 August 2026 — the dated card, exactly as SBI published it, from the TaxFetch archive (free, no sign-in needed). Keep it with your ITR working papers.
What is SBI’s TT buying rate for USD today?
On 5 August 2026, SBI's telegraphic transfer buying rate for USD is 94.50 rupees per unit. This is the rate you should use if your foreign income in US dollars was received or credited on this date.
Why does my ITR need the SBI TT buying rate and not a Google rate?
Rule 206 of the Income-tax Act, 2025 (and its predecessor Rule 115 under the 1961 Act for earlier years) together with Rule 207 (previously Rule 26) explicitly require the SBI telegraphic transfer buying rate on the specified date for converting foreign income into rupees for tax purposes. Exchange rates displayed by search engines or currency websites are neither official nor compliant with these statutory rules.
Which date’s rate should I actually use?
Rule 115 fixes a specified date per income type — and the same specified dates carry forward as Rule 206 of the Income-tax Rules, 2026 under the Income-tax Act, 2025 (income of FY 2026-27 onward). In short: FY 2025-26 and earlier returns cite Rule 115; FY 2026-27 onward cite Rule 206 — the rate itself is SBI’s TT buying rate either way. Per income type — for foreign salary and RSU/ESOP perquisites it is the last day of the month before the month the income fell due; for capital gains, the last day of the month before the month of transfer; Schedule FA closing balances take the 31 December rate. Our free SBI TTBR lookup tool works the date rule out for you, steps back to the last published card when SBI issued none, and shows the archive back to January 2020 with every original PDF.
