On 5 August 2026, SBI's TT buying rate for the US dollar stands at 94.75 rupees per unit. The rate has softened from the previous card dated 4 August 2026, when it was quoted at 94.96 rupees per unit.
By the numbers: On 5 August 2026, SBI’s telegraphic transfer (TT) buying rate for the US Dollar is ₹94.75 — the exact rate Rule 115 of the Income-tax Rules, 1962 (carried forward as Rule 206 under the Income-tax Act, 2025 from FY 2026-27) prescribes for converting foreign income of this specified date into rupees. Source: Income Tax Department (Rule 115, Income-tax Rules 1962 — new Rule 206 from FY 2026-27); rates from SBI’s official FOREX CARD RATES sheet of 5 August 2026.
SBI TT buying rate today — the four currencies most ITRs need (5 August 2026)
| Currency | TT Buy | INR per 1 unit | Change vs 4 August 2026 |
|---|---|---|---|
| USD | 94.75 | ₹94.75 | ▼ 0.21 |
| EUR | 108.40 | ₹108.40 | ▼ 0.1 |
| GBP | 126.70 | ₹126.70 | unchanged |
| JPY (per 100) | 59.69 | ₹0.5969 | ▼ 0.0018 |
"The TT buying rate on the Rule 115 specified date (Rule 206 under the new Income-tax Act, 2025) — not the day you were paid, and never a Google rate — is the figure that goes into your return." — CA Juber Attar, TaxFetch e-CA Tax Expert
Revised card: SBI reissued its rate card later on 5 August 2026; the figures below reflect the latest card of the day.
For taxpayers converting foreign income—whether salary, consulting fees or interest—into rupees for income-tax return purposes, today's lower USD rate of 94.75 means slightly less rupee income than yesterday's 94.96, which can reduce your tax liability on that remittance. Rule 115 (carried forward as Rule 206 under the Income-tax Act, 2025 from FY 2026-27 onwards) prescribes a specified date and the SBI TT buying rate as the official conversion reference for ITR filing. Using today's figures ensures compliance with the Department's valuation norms and avoids notices for misreporting foreign receipts.
SBI FOREX card rates for 5 August 2026 — full table
All figures are from SBI’s official FOREX CARD RATES sheet (card time 1:40 PM IST). JPY is quoted per 100 units, so divide the card figure by 100 for the per-yen rate — the INR-per-1-unit column below already does this.
| Currency | TT Buy | TT Sell | Bill Buy | Bill Sell | INR per 1 unit | Day change |
|---|---|---|---|---|---|---|
| USD US Dollar | 94.75 | 95.60 | 94.68 | 95.77 | ₹94.75 | ▼ 0.21 |
| EUR Euro | 108.40 | 111.14 | 108.36 | 111.33 | ₹108.40 | ▼ 0.1 |
| GBP British Pound | 126.70 | 129.54 | 126.59 | 129.77 | ₹126.70 | unchanged |
| JPY Japanese Yen (per 100) | 59.69 | 61.00 | 59.65 | 61.11 | ₹0.5969 | ▼ 0.0018 |
| CHF Swiss Franc | 115.70 | 119.66 | 115.56 | 119.88 | ₹115.70 | ▼ 0.1 |
| AUD Australian Dollar | 65.87 | 68.19 | 65.83 | 68.31 | ₹65.87 | ▲ 0.07 |
| CAD Canadian Dollar | 66.86 | 68.42 | 66.81 | 68.55 | ₹66.86 | ▼ 0.28 |
| SGD Singapore Dollar | 73.34 | 75.16 | 73.28 | 75.30 | ₹73.34 | ▼ 0.12 |
| AED UAE Dirham | 25.29 | 26.57 | 25.27 | 26.62 | ₹25.29 | ▼ 0.05 |
| SAR Saudi Riyal | 24.25 | 26.68 | 24.23 | 26.73 | ₹24.25 | unchanged |
📄 Download the official SBI rate card PDF for 5 August 2026 — the dated card, exactly as SBI published it, from the TaxFetch archive (free, no sign-in needed). Keep it with your ITR working papers.
What is SBI’s TT buying rate for USD today?
SBI's TT buying rate for USD on 5 August 2026 is 94.75 rupees per 1 unit. This is the rate you should use if this is your specified conversion date under the income-tax rules.
Why does my ITR need the SBI TT buying rate and not a Google rate?
Rule 115 (and Rule 26 for certain other purposes)—carried forward as Rule 206 and Rule 207 under the Income-tax Act, 2025 regime from FY 2026-27—explicitly require the SBI telegraphic transfer buying rate for converting foreign currency receipts in your ITR, not commercial search-engine rates. Relying on Google or other informal sources can lead to incorrect disclosure and potential reassessment.
Which date’s rate should I actually use?
Rule 115 fixes a specified date per income type — and the same specified dates carry forward as Rule 206 of the Income-tax Rules, 2026 under the Income-tax Act, 2025 (income of FY 2026-27 onward). In short: FY 2025-26 and earlier returns cite Rule 115; FY 2026-27 onward cite Rule 206 — the rate itself is SBI’s TT buying rate either way. Per income type — for foreign salary and RSU/ESOP perquisites it is the last day of the month before the month the income fell due; for capital gains, the last day of the month before the month of transfer; Schedule FA closing balances take the 31 December rate. Our free SBI TTBR lookup tool works the date rule out for you, steps back to the last published card when SBI issued none, and shows the archive back to January 2020 with every original PDF.
