On 5 October 2026, SBI's TT buying rate for the US dollar stands at 95.85 rupees per unit, up from 95.75 on the previous card dated 3 October 2026. Meanwhile, the euro eased to 106.33 from 106.95, the pound slipped to 125.71 from 125.93, and the Saudi riyal fell to 24.45 from 24.61, while the dirham edged up to 25.58 from 25.56.
By the numbers: On 5 October 2026, SBI’s telegraphic transfer (TT) buying rate for the US Dollar is ₹95.85 — the exact rate Rule 115 of the Income-tax Rules, 1962 (carried forward as Rule 206 under the Income-tax Act, 2025 from FY 2026-27) prescribes for converting foreign income of this specified date into rupees. Source: Income Tax Department (Rule 115, Income-tax Rules 1962 — new Rule 206 from FY 2026-27); rates from SBI’s official FOREX CARD RATES sheet of 5 October 2026.
SBI TT buying rate today — the four currencies most ITRs need (5 October 2026)
| Currency | TT Buy | INR per 1 unit | Change vs 3 October 2026 |
|---|---|---|---|
| USD | 95.85 | ₹95.85 | ▲ 0.1 |
| EUR | 106.33 | ₹106.33 | ▼ 0.62 |
| GBP | 125.71 | ₹125.71 | ▼ 0.22 |
| JPY (per 100) | 60.29 | ₹0.6029 | ▲ 0.0001 |
"The TT buying rate on the Rule 115 specified date (Rule 206 under the new Income-tax Act, 2025) — not the day you were paid, and never a Google rate — is the figure that goes into your return." — CA Juber Attar, TaxFetch e-CA Tax Expert
Revised card: SBI reissued its rate card later on 5 October 2026; the figures below reflect the latest card of the day.
For taxpayers converting foreign income—whether salary, consulting fees, or overseas earnings—today's revised SBI rates determine the rupee value to report in your income-tax return, since Rule 115 (carried forward as Rule 206 under the Income-tax Act, 2025 from FY 2026-27) prescribes the SBI TT buying rate on the specified date or the nearest preceding card. A higher dollar rate of 95.85 means dollar receipts translate into more rupees, potentially increasing your taxable income and advance-tax liability. Conversely, weaker European and Middle Eastern currencies today yield fewer rupees per unit compared to the 3 October card.
SBI FOREX card rates for 5 October 2026 — full table
All figures are from SBI’s official FOREX CARD RATES sheet (card time 9:12 AM IST). JPY is quoted per 100 units, so divide the card figure by 100 for the per-yen rate — the INR-per-1-unit column below already does this.
| Currency | TT Buy | TT Sell | Bill Buy | Bill Sell | INR per 1 unit | Day change |
|---|---|---|---|---|---|---|
| USD US Dollar | 95.85 | 96.70 | 95.78 | 96.87 | ₹95.85 | ▲ 0.1 |
| EUR Euro | 106.33 | 109.02 | 106.26 | 109.22 | ₹106.33 | ▼ 0.62 |
| GBP British Pound | 125.71 | 128.58 | 125.62 | 128.80 | ₹125.71 | ▼ 0.22 |
| JPY Japanese Yen (per 100) | 60.29 | 61.61 | 60.25 | 61.72 | ₹0.6029 | ▲ 0.0001 |
| CHF Swiss Franc | 114.01 | 117.84 | 113.93 | 118.04 | ₹114.01 | ▼ 0.15 |
| AUD Australian Dollar | 65.65 | 67.98 | 65.61 | 68.10 | ₹65.65 | ▲ 0.05 |
| CAD Canadian Dollar | 66.64 | 68.18 | 66.59 | 68.30 | ₹66.64 | ▼ 0.08 |
| SGD Singapore Dollar | 74.21 | 76.05 | 74.16 | 76.18 | ₹74.21 | ▼ 0.06 |
| AED UAE Dirham | 25.58 | 26.88 | 25.56 | 26.92 | ₹25.58 | ▲ 0.02 |
| SAR Saudi Riyal | 24.45 | 27.18 | 24.43 | 27.23 | ₹24.45 | ▼ 0.16 |
📄 Download the official SBI rate card PDF for 5 October 2026 — the dated card, exactly as SBI published it, from the TaxFetch archive (free, no sign-in needed). Keep it with your ITR working papers.
What is SBI’s TT buying rate for USD today?
SBI's telegraphic transfer buying rate for the US dollar on 5 October 2026 is 95.85 rupees per unit. This is the rate you must use for converting dollar income received on this date for income-tax purposes.
Why does my ITR need the SBI TT buying rate and not a Google rate?
Rule 115 read with Rule 26 of the Income-tax Rules, 1962 (carried forward as Rule 206 read with Rule 207 under the Income-tax Act, 2025 from FY 2026-27) mandates the use of SBI's telegraphic transfer buying rate on the specified date, not interbank or search-engine rates. Google or market rates reflect wholesale trading levels and do not satisfy the statutory requirement for tax reporting.
Which date’s rate should I actually use?
Rule 115 fixes a specified date per income type — and the same specified dates carry forward as Rule 206 of the Income-tax Rules, 2026 under the Income-tax Act, 2025 (income of FY 2026-27 onward). In short: FY 2025-26 and earlier returns cite Rule 115; FY 2026-27 onward cite Rule 206 — the rate itself is SBI’s TT buying rate either way. Per income type — for foreign salary and RSU/ESOP perquisites it is the last day of the month before the month the income fell due; for capital gains, the last day of the month before the month of transfer; Schedule FA closing balances take the 31 December rate. Our free SBI TTBR lookup tool works the date rule out for you, steps back to the last published card when SBI issued none, and shows the archive back to January 2020 with every original PDF.
