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🏦 Kotak Mahindra Bank

Kotak Mahindra Bank Statement Analyzer

Kotak Mahindra Bank statement analyzer — supports both old & new formats. Upload a supported PDF or Excel statement for deposits, withdrawals, smart categories and India tax review insights.

Upload Kotak Mahindra Bank Statement →
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Smart Categories

16 spending categories — food, fuel, utilities, EMI, investments, insurance, and more — auto-detected.

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ITR-Ready Income

Salary, FD interest, dividend, rent, and business turnover auto-classified to ITR schedules.

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SFT and TDS Flags

Screens cash and high-value activity for Indian income-tax review points.

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80C / 80D Detection

LIC, PPF, ELSS, NPS and health-insurance narrations are tagged for review.

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Anomaly Detection

Duplicate transactions, recurring EMIs/SIPs, sudden spikes, and round-trip transfers are flagged.

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PDF and Excel Reports

Download a polished PDF or multi-sheet Excel report for review with your CA.

Kotak Mahindra Bank Statement Password Format

Password protection depends on the statement channel and file type. Use the bank's official delivery instructions:

🔐 First 4 letters of name (CAPS) + last 4 digits of Customer ID. Example: RAKE1234.

Forgot your password? Check the SMS/email from Kotak Mahindra Bank that delivered your statement, or login to your Kotak Mahindra Bank net banking and re-download.

How to analyze your Kotak Mahindra Bank statement (3 steps)

Get the full picture beyond statement analysis

Use your Kotak Mahindra Bank analysis with TaxFetch’s India tax and accounting tools.

Income Tax CalculatorHRA CalculatorKotak Mahindra Bank PDF to ExcelAuto-fetch 26AS

Kotak Mahindra Bank Statement Analyzer — FAQs

What is the password format for Kotak Mahindra Bank statement PDFs?

First 4 letters of name (CAPS) + last 4 digits of Customer ID. Example: RAKE1234.

Is the Kotak Mahindra Bank Statement Analyzer free to use?

Yes — TaxFetch's Kotak Mahindra Bank Statement Analyzer is 100% free. Upload your password-protected PDF or Excel statement and instantly get deposits, withdrawals, cash transactions, high-value transactions, smart category breakdown, ITR-ready income classification, and downloadable PDF/Excel reports.

How does Kotak Mahindra Bank statement analysis help with ITR filing?

Your Kotak Mahindra Bank statement reveals all credits (salary, interest, dividend, business receipts) and debits (LIC, PPF, NPS, health insurance, EMIs) — directly mapping to ITR schedules S, OS, HP, BP, and 80C/80D deductions. Our analyzer auto-detects each and computes 80TTA/80TTB interest deductions, SFT flags (cash deposits ≥ ₹10L), and TDS u/s 194N triggers — saving hours of manual reconciliation.

Are my Kotak Mahindra Bank statements safe? Where is the data stored?

100% safe. Your file is processed in-memory on TaxFetch's secure servers and deleted immediately after analysis — we never store your bank statement files. Account numbers and personal data are encrypted in transit (TLS 1.3) and never shared with third parties.

What output formats can I download for Kotak Mahindra Bank statements?

Download analysis as a polished PDF report (with summary, charts, and full transaction list) or as a multi-sheet Excel workbook (Summary, All Transactions, Cash, High-Value, Categories, ITR-Ready Income, Recurring). Both are ready to share with your CA or attach to ITR documentation.

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