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Indian Bank Statement Analyzer

Indian Bank statement analyzer for ITR filing. Upload password-protected PDF or Excel and get instant ITR-ready analysis — deposits, withdrawals, cash flags, smart categories, 80C/80D detection, SFT/TDS warnings.

Upload Indian Bank Statement →
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Smart Categories

16 spending categories — food, fuel, utilities, EMI, investments, insurance, and more — auto-detected.

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ITR-Ready Income

Salary, FD interest, dividend, rent, and business turnover auto-classified to ITR schedules.

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SFT & TDS Flags

Auto-detects cash deposits ≥₹10L (SFT-001), CC ≥₹10L (SFT-006), TDS u/s 194N triggers.

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80C / 80D Detection

LIC, PPF, ELSS, NPS, health insurance — all auto-tagged with deduction limits.

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Anomaly Detection

Duplicate transactions, recurring EMIs/SIPs, sudden spikes, and round-trip transfers flagged.

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PDF + Excel Reports

Download polished PDF or multi-sheet Excel — share with your CA in one click.

Indian Bank Statement Password Format

Most Indian Bank statement PDFs are password-protected for your security. Here's the standard format:

🔐 Customer ID + DDMMYYYY of DOB. IndOasis statements: registered mobile.

Forgot your password? Check the SMS/email from Indian Bank that delivered your statement, or login to your Indian Bank net banking and re-download.

How to analyze your Indian Bank statement (3 steps)

🚀 Get the full picture — beyond just analysis

Once you've analyzed your Indian Bank statement, our other tools help you actually save tax:

Income Tax Calculator HRA Calculator PDF → Excel Converter Auto-fetch 26AS

Indian Bank Statement Analyzer — FAQs

What is the password format for Indian Bank statement PDFs?

Customer ID + DDMMYYYY of DOB. IndOasis statements: registered mobile.

Is the Indian Bank Statement Analyzer free to use?

Yes — TaxFetch's Indian Bank Statement Analyzer is 100% free. Upload your password-protected PDF or Excel statement and instantly get deposits, withdrawals, cash transactions, high-value transactions, smart category breakdown, ITR-ready income classification, and downloadable PDF/Excel reports.

How does Indian Bank statement analysis help with ITR filing?

Your Indian Bank statement reveals all credits (salary, interest, dividend, business receipts) and debits (LIC, PPF, NPS, health insurance, EMIs) — directly mapping to ITR schedules S, OS, HP, BP, and 80C/80D deductions. Our analyzer auto-detects each and computes 80TTA/80TTB interest deductions, SFT flags (cash deposits ≥ ₹10L), and TDS u/s 194N triggers — saving hours of manual reconciliation.

Are my Indian Bank statements safe? Where is the data stored?

100% safe. Your file is processed in-memory on TaxFetch's secure servers and deleted immediately after analysis — we never store your bank statement files. Account numbers and personal data are encrypted in transit (TLS 1.3) and never shared with third parties.

What output formats can I download for Indian Bank statements?

Download analysis as a polished PDF report (with summary, charts, and full transaction list) or as a multi-sheet Excel workbook (Summary, All Transactions, Cash, High-Value, Categories, ITR-Ready Income, Recurring). Both are ready to share with your CA or attach to ITR documentation.

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