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AIS/TIS Reader & Analyser: Understand AIS and Export to Excel

Quick Answer

TaxFetch AIS/TIS Reader & Analyser turns an official Annual Information Statement or Taxpayer Information Summary PDF into a structured review of reported receipts, financial activity, tax credits and source entries. It helps explain AIS versus TIS and exports available analysis to Excel or PDF, without treating every reported amount as taxable income.

AIS and TIS help you understand what has been reported to the Income Tax Department, but their figures are not automatically your taxable income. TaxFetch AIS/TIS Reader & Analyser reads your official PDF and organises the entries into a clearer review of reported receipts, financial activity and tax information.

AIS means Annual Information Statement. TIS means Taxpayer Information Summary. TaxFetch AIS/TIS Reader & Analyser is an independent document-analysis tool: it reads an uploaded official AIS or TIS PDF, preserves source evidence and helps you review the information before reconciling your income tax return.

What is AIS, and why should you read it before filing an ITR?

The Annual Information Statement is a view of information available to the Income Tax Department about a taxpayer. Depending on what has been reported, AIS can include salary, interest, dividends, securities transactions, specified financial transactions, TDS/TCS, tax payments and other information. Not every taxpayer will have every category.

Reading AIS helps you identify the reporting source and understand the nature of an entry before deciding how it belongs in your records. A bank may report interest, a broker may report securities transactions, and another reporting entity may report a purchase or remittance. These entries describe different kinds of activity; they are not interchangeable income figures.

The Income Tax Department's AIS FAQs also warn that AIS may not contain every transaction relevant to the taxpayer. An amount missing from AIS is not automatically exempt or irrelevant: you still need complete records and an accurate return. AIS is a reconciliation aid, not the sole source for preparing an ITR.

What is the difference between AIS, TIS and Form 26AS?

AIS provides detailed reported information; TIS summarises that information by category; Form 26AS focuses on TDS/TCS information from AY 2023–24 onwards. Use the reports together for their respective purposes, rather than choosing one report and ignoring the others.

ReportWhat it helps you understandWhat to check carefully
AISDetailed information reported by sources, including financial activity and tax information.Source, description, year, reported or modified value, transaction details and any inactive or corrected entries.
TISCategory-level summaries, including reported, system-processed and accepted/source-confirmed values where present.Which value you are looking at, whether feedback or source confirmation affects it, and whether a field is unavailable.
Form 26ASTDS/TCS information, as described in the Department's guidance from AY 2023–24 onwards.Deductor or collector details and credits against your supporting records and return.

The Department explains that the TIS system-processed value reflects deduplication under predefined rules. The accepted/source-confirmed value considers taxpayer feedback or source confirmation along with the processed value. Those are separate stages of reporting, not separate receipts to add together.

A TIS category may therefore differ from an AIS source total without proving that either document is unreadable. The right question is: which reporting layer does each number represent? TaxFetch keeps those distinctions visible instead of merging them into one unexplained total.

What does TaxFetch AIS/TIS Reader & Analyser help you do?

TaxFetch organises an official statement into a reviewable analysis. The detail available depends on the uploaded document: a detailed AIS and a summary-oriented TIS do not contain identical evidence. The reader's purpose is to make that evidence easier to inspect, not to invent information the PDF does not supply.

1. Review reported receipts without confusing them with taxable income

The analysis organises reported receipts around the five income heads: salary, house property, business or profession, capital gains and other sources. This provides a useful review structure, but a heading is not a final tax computation. Deductions, exemptions, expenses, losses and the treatment of individual transactions still require reconciliation.

For example, securities sale proceeds are not automatically capital gains. Investment purchases are not automatically income. An outward remittance does not, by itself, establish foreign income. Separating receipts from financial activity makes these distinctions easier to notice before a mistaken total reaches your working papers.

2. Inspect the original source entries and columns

TaxFetch provides a source-wise and category-wise review with extracted entries and original source columns where the PDF contains them. Search the transaction rows, inspect descriptions and compare an entry with the uploaded statement. This is useful when a large report makes it hard to locate one bank, broker or reporting source.

Keeping the source detail matters because a summary can hide context. A number becomes more useful when you can see who reported it, which category it belongs to and which underlying rows support it. TaxFetch retains that evidence for review rather than presenting a total with no explanation.

3. Keep TIS reported, processed and accepted values distinct

For supported TIS documents, the reader retains the different monetary columns supplied by the report. You can review source-reported values alongside processed and accepted/source-confirmed values without adding those parallel views together.

An unavailable value remains unavailable. In particular, a dash in a TIS field should not be turned into an invented amount or described as proof that a tax credit does not exist. If the document does not provide the detail needed, check the appropriate official report and supporting record.

4. Separate tax information from investment and transaction activity

The analysis separates available TDS, TCS and tax-payment information from receipts, investment activity and sale proceeds. That helps you investigate whether a figure describes income, a tax deduction, a purchase or another transaction.

For a tax-credit review, compare the extracted information with Form 26AS and the relevant certificates or records. The reader does not certify that a credit is allowable or that an eventual refund will be issued.

5. Understand completeness checks and review differences

Where the PDF supplies printed source counts and totals, TaxFetch compares them with the extracted evidence. Differences that need attention remain visible, as do source inconsistencies and unavailable fields. A review message is a prompt to investigate, not an automatic conclusion that you have undisclosed taxable income.

Some printed counts may include corrected or inactive entries, and some source amounts may reflect display rounding. Review the reported count basis, the original rows and the stated difference. Do not delete a transaction or change a figure merely to force two totals to agree.

6. Download a working Excel or readable PDF report

Once your analysis is unlocked, use the download actions to export an Excel workbook or PDF report. The exports help you keep a structured working file and share the review with your tax adviser. Printing is also available.

Excel is especially useful for working through source columns and entries alongside bank records, broker statements or an ITR working paper. Exporting the document does not replace checking the original PDF, and it does not mean TaxFetch has approved the final tax treatment.

How do you download an AIS/TIS PDF and analyse it with TaxFetch?

  1. Open the official Income Tax e-filing portal. Sign in at incometax.gov.in and open the Annual Information Statement service. The Department's current FAQs describe access from the dashboard or the e-File / Income Tax Return / View AIS route; labels may change.
  2. Select the relevant financial year. Download the available official AIS or TIS PDF. For example, when reconciling FY 2025–26 information, compare it with records for that same financial year rather than mixing years.
  3. Open the TaxFetch reader. Visit TaxFetch AIS/TIS Reader & Analyser and launch the AIS/TIS analysis tool. Upload one official AIS or TIS PDF. The current reader accepts a file up to 25 MB and 250 pages.
  4. Enter the PDF opening password if prompted. Use the password instructions supplied with the official document. The file-opening password is not your Income Tax portal login password; TaxFetch's reader does not need that portal password.
  5. Review the statement before drawing conclusions. Confirm the taxpayer and year, identify whether you uploaded AIS or TIS, then inspect receipts, activity, tax information, source rows and review messages.
  6. Export and reconcile. Use the available Excel, PDF or print actions after the analysis is unlocked. Compare the evidence with your own financial records before preparing or reviewing the return.

The official AIS service also offers JSON and CSV downloads, according to the Department. That does not mean every format is interchangeable in TaxFetch: this reader's upload workflow is for the official AIS or TIS PDF. Do not assume a screenshot, unrelated statement or CSV is a supported replacement.

How should you investigate an AIS/TIS mismatch or possible duplicate?

Start with the financial year, reporting source and meaning of the amount. A difference can arise from reporting layers, feedback, corrected entries, rounding, missing evidence or a genuine reporting issue. TaxFetch helps organise the investigation; it does not automatically decide which figure belongs in your return.

  • Check the year and identity: make sure the document belongs to the taxpayer and financial year under review.
  • Identify the reporting layer: compare reported with reported, or processed with processed, rather than mixing AIS and TIS column meanings.
  • Trace the entry to a source: compare bank interest certificates, broker records, salary documents or other supporting evidence.
  • Check inactive or corrected entries: retain the evidence needed to understand the revision rather than simply removing a row.
  • Use the official feedback workflow when appropriate: if information is incorrect, review the Department's instructions and submit feedback through the official AIS service.

Reading a report in TaxFetch does not submit AIS feedback, change information held by the Department, file an ITR or amend a filed return. Those are separate actions through the official channels. Keep any acknowledgement of submitted feedback with your supporting records.

Illustrative example: why you should not add every AIS/TIS figure

This example is fictional and is not an actual taxpayer's report. Suppose the same ₹12,000 bank-interest receipt appears through more than one reporting part, while the TIS processed value for that interest is ₹12,000. Adding the parallel reporting views together would not establish ₹24,000 of distinct interest.

You still need to establish whether the entries genuinely describe the same receipt. Matching only the amount is not enough to prove duplication. TaxFetch's source evidence helps you compare the entries; neither a provisional receipts view nor a processed total guarantees that every possible partial overlap has been resolved.

Likewise, if a statement reports ₹2,00,000 of share sale proceeds without reliable acquisition information, you cannot call the whole ₹2,00,000 a capital gain. Review the broker's contract notes and acquisition records. Any indicative gain based on printed amounts remains subject to that evidence; missing acquisition costs remain unresolved.

Who benefits from an AIS/TIS analysis?

Salaried taxpayers can organise reported salary, interest and other entries before comparing them with Form 16, bank records and their ITR working papers. Investors can separate securities activity and sale proceeds from income and investigate the evidence required for gains.

Business owners and professionals can review reported receipts and financial activity against their books. GST turnover or another activity total should not automatically be added as extra income. Chartered accountants and tax teams can use source-wise rows, review evidence and exports to support a more organised client reconciliation.

For a wider review, compare the same-year evidence using the TaxFetch ITR Reader, Form 26AS / TDS tool and Bank Statement Analyzer, as appropriate. None of these comparisons removes the need for complete supporting records.

What should you know about document handling and limitations?

The reader processes the uploaded PDF and opening password temporarily and removes them after processing. A result may have a short-lived, owner-bound recovery window. Browser session storage retains a redacted preview and recovery handle, not the original PDF, opening password or full financial dataset.

Upload only your own statement or a document you are authorised to review. When sharing an exported report, check the personal and financial information it contains and send it only to an authorised recipient. These handling features do not amount to a guarantee that every risk is eliminated.

TaxFetch is an independent service, not the Income Tax Department, and this reader is not a substitute for professional advice or a final taxable-income computation. The quality and detail of the analysis depend on the official document and its available evidence. Keep unresolved values, review differences and limitations visible in your working papers.

Frequently asked questions about AIS/TIS Reader & Analyser

What is an AIS/TIS Reader and Analyser?

An AIS/TIS Reader and Analyser reads an official Annual Information Statement or Taxpayer Information Summary PDF and presents the reported information in a structured review. TaxFetch organises available receipts, financial activity, tax information and source entries, while keeping important reporting distinctions visible.

Can I convert an AIS PDF to Excel?

Yes. TaxFetch provides an Excel export after successful analysis is unlocked, with extracted entries and source evidence available from the uploaded report. Review the exported figures against the original PDF and supporting records before relying on them for an ITR reconciliation.

Can TaxFetch read a TIS PDF as well as an AIS PDF?

Yes, the reader supports official AIS and TIS PDFs. AIS and TIS contain different levels of detail, so the output depends on the document: a TIS analysis preserves its reported, processed and accepted/source-confirmed information where supplied, without inventing missing AIS transaction detail.

Is the total in AIS the same as my taxable income?

No. AIS can contain receipts, tax information, investment purchases, sale proceeds and other financial activity. Taxable income depends on the nature of each item, applicable adjustments and supporting records; it cannot be determined simply by adding every number in the statement.

Why are my AIS and TIS amounts different?

AIS and TIS may show different reporting layers, including source-reported, system-processed and accepted/source-confirmed values. Feedback, corrections and predefined deduplication can affect those values. Compare the source and column meaning before concluding that the difference is an error.

Does TaxFetch automatically remove every duplicate transaction?

No such guarantee is made. The analysis keeps source evidence and reporting layers available for review, and a provisional receipts view does not prove that every overlapping or partly overlapping report has been fully deduplicated. Confirm possible duplicates against their actual source records.

Can I upload a password-protected AIS or TIS PDF?

Yes, the reader supports opening protected official PDFs when the correct file password is supplied. Enter that password when prompted and follow the instructions attached to the official download. You do not need to give the reader your Income Tax portal login password.

Does the reader submit AIS feedback or file my ITR?

No. TaxFetch creates a separate analysis of the uploaded document. Submit any correction or feedback through the official Income Tax AIS service, and prepare or amend the return through the appropriate filing process.

What should I do if the reader shows a review difference?

Compare the extracted rows with the original PDF's source counts and totals, then examine the reporting layer, corrected entries and supporting records. A review difference is not proof of undisclosed income. Seek professional guidance where the correct treatment or completeness remains uncertain.

Can I use AIS instead of Form 26AS or my bank records?

AIS is not a complete replacement for either. The Department describes Form 26AS as TDS/TCS-focused from AY 2023–24 onwards, while AIS provides wider reported information. Use relevant certificates, bank records, broker statements and your books to reconcile the information for the same year.

Make your AIS or TIS easier to understand. Start with the official PDF, review the reporting sources and keep receipts separate from taxable income. TaxFetch AIS/TIS Reader & Analyser helps turn the document into an organised working review.

Explore TaxFetch AIS/TIS Reader & Analyser → · Open the reader →

Official sources and further reading

  1. Income Tax Department: FAQs on AIS — AIS coverage and limitations, TIS processed and accepted values, access, download formats, feedback and Form 26AS distinctions.
  2. Official Income Tax e-filing portal — access and download your own AIS/TIS and use the official feedback service.
  3. TaxFetch AIS/TIS Reader & Analyser feature guide — current reader capabilities, document requirements and analysis boundaries.

Product capabilities and the official guidance were checked on 5 October 2026. This article explains document review and does not provide personalised tax advice.

About the Author

CA Juber Attar

CA Juber Attar

Founder of TaxFetch India

CA Juber Attar is a Chartered Accountant by profession and the founder of TaxFetch India. He has deep expertise in income tax, GST, TDS/TCS and compliance for Indian individuals and businesses, and writes to make India's complex tax rules simple, accurate and genuinely actionable.

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