Work out exactly how much of your House Rent Allowance is tax-free under section 10(13A). Enter your salary, rent and city — get your exempt and taxable HRA instantly, completely free.
Stop guessing how much HRA is tax-free
House Rent Allowance is one of the biggest tax breaks for salaried people — but the exemption is the lowest of three different formulas, which makes it easy to get wrong.
This calculator does the maths for you. Enter your basic salary, dearness allowance, HRA received, rent paid and whether you live in a metro city, and it instantly shows your exempt and taxable HRA — so you claim exactly what you are entitled to.
See the HRA Calculator in action — and the result you get
Here is exactly what using the HRA Calculator looks like inside TaxFetch — the screen you fill in, and the result it gives you back.
Enter your salary, rent and city
Add your basic salary, the HRA you receive, the rent you pay and whether you live in a metro city. That is all the maths needs.
- Completely free, no signup
- Handles basic + DA
- Metro vs non-metro aware
See the exempt vs taxable split
The exemption is the lowest of three formulas — easy to get wrong by hand. The calculator runs all three and shows the correct, filing-ready figure.
- All three rules applied
- Lowest figure highlighted
- Ready for your ITR
| The three-rule test | Amount |
|---|---|
| 1. Actual HRA received | ₹2,40,000 |
| 2. Rent paid − 10% of salary | ₹1,56,000 |
| 3. 50% of salary (metro) | ₹3,00,000 |
What you get with the HRA Calculator
Completely free
No signup, no limits — calculate your HRA exemption as many times as you like.
All three rules
Automatically applies the three-way exemption test and shows the lowest, correct figure.
Metro aware
Knows the difference between metro and non-metro cities for the right exemption rate.
Instant result
See your exempt and taxable HRA the moment you hit calculate.
For every salary
Handles basic, DA and commission so it works for any salary structure.
Filing ready
Get a clear figure you can use directly in your income tax return.
How the HRA Calculator works
Enter salary
Add your annual basic salary and dearness allowance.
Add HRA & rent
Enter the HRA you receive and the total rent you pay.
Pick your city
Choose metro or non-metro so the right exemption rate applies.
Get your result
Instantly see your exempt and taxable HRA, ready for filing.
What people say
“I never understood the HRA rules. This showed my exempt amount instantly and matched what my CA later confirmed.”
“Living in Mumbai, the metro option made a real difference. Quick and free — exactly what I wanted.”
“Used it to double-check my payroll team’s numbers. Found they had under-claimed my exemption.”
“Simple, no login, instant answer. I recommend it to everyone at my office during filing season.”
Ready to try the HRA Calculator?
Work out exactly how much of your House Rent Allowance is tax-free under section 10(13A). Enter your salary, rent and city — get your exempt and taxable HRA instantly, completely free.
Open the HRA Calculator →Frequently asked questions
What is HRA exemption under 10(13A)?
It is the part of your House Rent Allowance that is tax-free if you pay rent. The exemption is the lowest of three formulas defined in section 10(13A).
Is this calculator really free?
Yes — the HRA Calculator is completely free with no signup and no usage limits.
Does the city matter?
Yes. Metro cities allow a higher HRA exemption (50% of salary) than non-metro cities (40%), so picking the right one is important.
What do I need to enter?
Your annual basic salary, dearness allowance, HRA received, total rent paid, and whether you live in a metro city.
Can I use the result for filing?
Yes, the exempt and taxable figures can be used directly in your income tax return.