Smart Income Tax Calculator

Calculate your tax — then save more on it

Compute your income tax for AY 2026-27 under both old and new regimes in seconds, then let the built-in Tax Save Planner show you exactly how to legally pay less.

AY 2026-27Finance Act 2025
Old vs NewSide by side
AI PlannerAuto tax-saving
FreeFirst run free

More than a calculator — a plan to pay less tax

Most calculators just spit out a number. TaxFetch goes further: it computes your liability for AY 2026-27 under both the old and new regime so you can instantly see which one is better for you.

Then the built-in Tax Save Planner steps in — it suggests investment optimisation, CTC restructuring and HRA restructuring so you keep more of what you earn, all backed by the latest Finance Act 2025 rules.

What this tool does for you

Everything you need, built in — no spreadsheets, no guesswork.

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Old vs new regime

See your tax under both regimes side by side and pick the one that saves you the most.

🧠

AI tax planner

Get specific, actionable suggestions to reduce your tax — not just a final number.

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Investment optimisation

Find the smartest mix of 80C and other investments for your income level.

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CTC restructuring

Discover how restructuring your salary components can lower your tax legally.

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HRA restructuring

See how to make the most of your House Rent Allowance exemption.

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Latest rules

Built on AY 2026-27 and the Finance Act 2025, so your numbers are current.

See it in action

A look inside Income Tax Calculator

This is exactly what you'll see when you open the tool.

taxfetchindia.com/tools/calculator
Screenshot of the Income Tax Calculator tool

Enter your income and deductions to compute tax for AY 2026-27, then auto-optimise with the built-in Tax Save Planner.

Try Income Tax Calculator →
Watch it work

See Income Tax Calculator in action

A live demo of what happens the moment you run the tool.

Real results

See what Income Tax Calculator gives you

Actual screens from the tool — here is exactly what your result looks like.

taxfetchindia.com/tools/calculatorOld vs new regime, side by side

Old vs new regime, side by side

Your tax under both regimes computed instantly for AY 2026-27, with the cheaper option highlighted so your choice is obvious.

taxfetchindia.com/tools/calculatorEvery deduction in one place

Every deduction in one place

Enter 80C, 80D, HRA and the rest in simple fields — the calculator applies them correctly under each regime.

taxfetchindia.com/tools/calculatorTax Save Planner — investments

Tax Save Planner — investments

The built-in planner suggests the smartest mix of investments to legally cut your tax bill.

taxfetchindia.com/tools/calculatorTax Save Planner — CTC restructuring

Tax Save Planner — CTC restructuring

See how rearranging your salary components can lower your tax — ready to discuss with your HR.

taxfetchindia.com/tools/calculatorTax Save Planner — HRA restructuring

Tax Save Planner — HRA restructuring

Find out exactly how to make the most of your House Rent Allowance exemption.

Try Income Tax Calculator →

How it works

From start to result in four simple steps.

1

Add your details

Enter your name, PAN, date of birth and assessment year.

2

Enter income

Add your salary, other income and deductions in a few simple fields.

3

Compare regimes

Instantly see your tax under the old and new regime, side by side.

4

Plan & save

Use the Tax Save Planner suggestions to legally reduce what you owe.

What users say

Loved by taxpayers across India

Real people who got things done faster with Income Tax Calculator.

★★★★★
The old-vs-new comparison made my choice obvious in seconds. The planner then showed me how to save another ₹40,000.
KIKarthik IyerSalaried, Chennai✔ Verified
★★★★★
I always guessed which regime was better. This finally gave me a clear answer with real numbers.
MJMeera JoshiIT professional, Hyderabad✔ Verified
★★★★★
The CTC restructuring tip alone was worth it. My HR helped me adjust my components and my take-home went up.
ARArjun ReddySalaried, Bengaluru✔ Verified
★★★★★
Clean, fast and actually useful. It is the only calculator I have used that tells you how to save, not just what you owe.
DMDivya MenonManager, Kochi✔ Verified
★★★★★
Did my whole tax planning for the year in 10 minutes. Brilliant for someone who hates spreadsheets.
SGSanjay GuptaConsultant, Delhi✔ Verified

Frequently asked questions

Everything you need to know before you start.

Which assessment year does it support?

The calculator is built for AY 2026-27 based on the Finance Act 2025, with both old and new regime computations.

Does it tell me which regime is better?

Yes. It computes your tax under both the old and new regime side by side so you can pick the one that costs you less.

What is the Tax Save Planner?

It is a built-in optimiser that suggests investment, CTC and HRA changes to legally reduce your tax based on your inputs.

Is it accurate?

It uses the latest published slabs and rules. For complex cases, treat it as a strong guide and confirm with a tax expert.

Is it free?

Every signed-in user gets a free run. The calculator itself is simple and quick to use.

Explore more TaxFetch tools

A complete toolkit for your taxes — all in one place.

Ready to try Income Tax Calculator?

It's quick, easy and your first use is free. See it work for yourself.

Try the tool →