HRA Calculator · Free

Find your HRA exemption in one click

Work out exactly how much of your House Rent Allowance is tax-free under section 10(13A). Enter your salary, rent and city — get your exempt and taxable HRA instantly, completely free.

FreeNo signup
10(13A)As per law
Metro& non-metro
InstantOne click

Stop guessing how much HRA is tax-free

House Rent Allowance is one of the biggest tax breaks for salaried people — but the exemption is the lowest of three different formulas, which makes it easy to get wrong.

This calculator does the maths for you. Enter your basic salary, dearness allowance, HRA received, rent paid and whether you live in a metro city, and it instantly shows your exempt and taxable HRA — so you claim exactly what you are entitled to.

What this tool does for you

Everything you need, built in — no spreadsheets, no guesswork.

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Completely free

No signup, no limits — calculate your HRA exemption as many times as you like.

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All three rules

Automatically applies the three-way exemption test and shows the lowest, correct figure.

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Metro aware

Knows the difference between metro and non-metro cities for the right exemption rate.

Instant result

See your exempt and taxable HRA the moment you hit calculate.

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For every salary

Handles basic, DA and commission so it works for any salary structure.

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Filing ready

Get a clear figure you can use directly in your income tax return.

See it in action

A look inside HRA Calculator

This is exactly what you'll see when you open the tool.

taxfetchindia.com/tools/hra-calculator
Screenshot of the HRA Calculator tool

Enter your salary, HRA received, rent paid and city to instantly compute your exempt and taxable HRA u/s 10(13A).

Try HRA Calculator →

How it works

From start to result in four simple steps.

1

Enter salary

Add your annual basic salary and dearness allowance.

2

Add HRA & rent

Enter the HRA you receive and the total rent you pay.

3

Pick your city

Choose metro or non-metro so the right exemption rate applies.

4

Get your result

Instantly see your exempt and taxable HRA, ready for filing.

What users say

Loved by taxpayers across India

Real people who got things done faster with HRA Calculator.

★★★★★
I never understood the HRA rules. This showed my exempt amount instantly and matched what my CA later confirmed.
PSPooja SharmaSalaried, Gurugram✔ Verified
★★★★★
Living in Mumbai, the metro option made a real difference. Quick and free — exactly what I wanted.
NPNikhil PatilEngineer, Mumbai✔ Verified
★★★★★
Used it to double-check my payroll team’s numbers. Found they had under-claimed my exemption.
ARAnita RaoSalaried, Hyderabad✔ Verified
★★★★★
Simple, no login, instant answer. I recommend it to everyone at my office during filing season.
RVRohit VermaManager, Noida✔ Verified
★★★★★
The clearest HRA calculator I have found. It explains the exempt vs taxable split perfectly.
LSLakshmi SubramanianTeacher, Chennai✔ Verified

Frequently asked questions

Everything you need to know before you start.

What is HRA exemption under 10(13A)?

It is the part of your House Rent Allowance that is tax-free if you pay rent. The exemption is the lowest of three formulas defined in section 10(13A).

Is this calculator really free?

Yes — the HRA Calculator is completely free with no signup and no usage limits.

Does the city matter?

Yes. Metro cities allow a higher HRA exemption (50% of salary) than non-metro cities (40%), so picking the right one is important.

What do I need to enter?

Your annual basic salary, dearness allowance, HRA received, total rent paid, and whether you live in a metro city.

Can I use the result for filing?

Yes, the exempt and taxable figures can be used directly in your income tax return.

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