See it in action
A look inside HRA Calculator
This is exactly what you'll see when you open the tool.
Enter your salary, HRA received, rent paid and city to instantly compute your exempt and taxable HRA u/s 10(13A).
Work out exactly how much of your House Rent Allowance is tax-free under section 10(13A). Enter your salary, rent and city — get your exempt and taxable HRA instantly, completely free.
House Rent Allowance is one of the biggest tax breaks for salaried people — but the exemption is the lowest of three different formulas, which makes it easy to get wrong.
This calculator does the maths for you. Enter your basic salary, dearness allowance, HRA received, rent paid and whether you live in a metro city, and it instantly shows your exempt and taxable HRA — so you claim exactly what you are entitled to.
Your HRA exemption is the lowest of three amounts: the actual HRA received; 50% of salary in a metro city (40% non-metro); or rent paid minus 10% of salary. Only that lowest figure is tax-free — the rest is taxable. TaxFetch applies all three tests instantly for you.
House Rent Allowance is exempt under Section 10(13A) of the Income-tax Act, 1961. · Source: Income Tax Department, Government of India
| Test | Amount |
|---|---|
| Actual HRA received | As per your salary slip |
| % of salary | 50% (metro) or 40% (non-metro) of basic + DA |
| Rent minus 10% of salary | Rent paid − 10% of basic + DA |
Keep your rent receipts, and if annual rent crosses ₹1 lakh, your landlord’s PAN too — the HRA exemption is routinely disallowed when this proof is missing.— CA Juber Attar, TaxFetch e-CA Tax Expert
Everything you need, built in — no spreadsheets, no guesswork.
No signup, no limits — calculate your HRA exemption as many times as you like.
Automatically applies the three-way exemption test and shows the lowest, correct figure.
Knows the difference between metro and non-metro cities for the right exemption rate.
See your exempt and taxable HRA the moment you hit calculate.
Handles basic, DA and commission so it works for any salary structure.
Get a clear figure you can use directly in your income tax return.
This is exactly what you'll see when you open the tool.
Enter your salary, HRA received, rent paid and city to instantly compute your exempt and taxable HRA u/s 10(13A).
From start to result in four simple steps.
Add your annual basic salary and dearness allowance.
Enter the HRA you receive and the total rent you pay.
Choose metro or non-metro so the right exemption rate applies.
Instantly see your exempt and taxable HRA, ready for filing.
Real people who got things done faster with HRA Calculator.
I never understood the HRA rules. This showed my exempt amount instantly and matched what my CA later confirmed.
Living in Mumbai, the metro option made a real difference. Quick and free — exactly what I wanted.
Used it to double-check my payroll team’s numbers. Found they had under-claimed my exemption.
Simple, no login, instant answer. I recommend it to everyone at my office during filing season.
The clearest HRA calculator I have found. It explains the exempt vs taxable split perfectly.
Everything you need to know before you start.
It is the part of your House Rent Allowance that is tax-free if you pay rent. The exemption is the lowest of three formulas defined in section 10(13A).
Yes — the HRA Calculator is completely free with no signup and no usage limits.
Yes. Metro cities allow a higher HRA exemption (50% of salary) than non-metro cities (40%), so picking the right one is important.
Your annual basic salary, dearness allowance, HRA received, total rent paid, and whether you live in a metro city.
Yes, the exempt and taxable figures can be used directly in your income tax return.
A complete toolkit for your taxes — all in one place.
It's quick, easy and your first use is free. See it work for yourself.
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