Compute your income tax for AY 2026-27 under both old and new regimes in seconds, then let the built-in Tax Save Planner show you exactly how to legally pay less.
More than a calculator — a plan to pay less tax
Most calculators just spit out a number. TaxFetch goes further: it computes your liability for AY 2026-27 under both the old and new regime so you can instantly see which one is better for you.
Then the built-in Tax Save Planner steps in — it suggests investment optimisation, CTC restructuring and HRA restructuring so you keep more of what you earn, all backed by the latest Finance Act 2025 rules.
See the Income Tax Calculator in action — and the result you get
Here is exactly what using the Income Tax Calculator looks like inside TaxFetch — the screen you fill in, and the result it gives you back.
Enter income & deductions once
Add your salary, other income and the deductions you claim. The calculator applies each one correctly under both regimes for AY 2026-27 (Finance Act 2025).
- Simple, plain-language fields
- 80C, 80D, HRA and more
- First run free
Old vs new regime, side by side
See your tax under both regimes instantly, with the cheaper option highlighted — so your choice is obvious, not guesswork.
- Winner clearly flagged
- Exact rupee saving shown
- Latest slabs built in
Old regime
New regime
The Tax Save Planner shows how to pay less
Beyond the number, the built-in planner suggests the smartest mix of investments, CTC and HRA changes to legally cut your bill.
- Investment optimisation
- CTC & HRA restructuring
- Actionable, not generic
What you get with the Income Tax Calculator
Old vs new regime
See your tax under both regimes side by side and pick the one that saves you the most.
AI tax planner
Get specific, actionable suggestions to reduce your tax — not just a final number.
Investment optimisation
Find the smartest mix of 80C and other investments for your income level.
CTC restructuring
Discover how restructuring your salary components can lower your tax legally.
HRA restructuring
See how to make the most of your House Rent Allowance exemption.
Latest rules
Built on AY 2026-27 and the Finance Act 2025, so your numbers are current.
How the Income Tax Calculator works
Add your details
Enter your name, PAN, date of birth and assessment year.
Enter income
Add your salary, other income and deductions in a few simple fields.
Compare regimes
Instantly see your tax under the old and new regime, side by side.
Plan & save
Use the Tax Save Planner suggestions to legally reduce what you owe.
What people say
“The old-vs-new comparison made my choice obvious in seconds. The planner then showed me how to save another ₹40,000.”
“I always guessed which regime was better. This finally gave me a clear answer with real numbers.”
“The CTC restructuring tip alone was worth it. My HR helped me adjust my components and my take-home went up.”
“Clean, fast and actually useful. It is the only calculator I have used that tells you how to save, not just what you owe.”
Ready to try the Income Tax Calculator?
Compute your income tax for AY 2026-27 under both old and new regimes in seconds, then let the built-in Tax Save Planner show you exactly how to legally pay less.
Open the Income Tax Calculator →Frequently asked questions
Which assessment year does it support?
The calculator is built for AY 2026-27 based on the Finance Act 2025, with both old and new regime computations.
Does it tell me which regime is better?
Yes. It computes your tax under both the old and new regime side by side so you can pick the one that costs you less.
What is the Tax Save Planner?
It is a built-in optimiser that suggests investment, CTC and HRA changes to legally reduce your tax based on your inputs.
Is it accurate?
It uses the latest published slabs and rules. For complex cases, treat it as a strong guide and confirm with a tax expert.
Is it free?
Every signed-in user gets a free run. The calculator itself is simple and quick to use.